Updated as of June 2026
Jewelry metals compared
Understand what you are paying for. Here is how the common jewelry metals stack up on durability and cost.
| Metal | What it is | Durability |
|---|---|---|
| Gold Vermeil | Sterling silver coated with a thick layer of gold (at least 2.5 microns) over a 10k-or-higher base. | Good for occasional wear; the gold layer can wear over years of daily use. |
| Gold-Filled | A thick bonded layer of gold (typically 5% of total weight) over a brass core, more durable than plating. | Very good; lasts years with care and resists tarnish better than vermeil. |
| Gold-Plated | A thin micron layer of gold over a base metal, the most affordable gold-look option. | Limited; the thin layer wears and fades faster than vermeil or gold-filled. |
| Solid Gold (10k to 18k) | Gold alloyed with other metals throughout, sold by karat. The most durable and valuable option. | Excellent; a lifetime piece that holds value and resists tarnish. |
| Sterling Silver (925) | 92.5% silver alloyed with copper, the standard for fine silver jewelry. | Good; tarnishes over time but polishes back, and is easy to maintain. |