Updated as of June 2026
Pearl necklaces
An organic gem from mollusks, long a symbol of purity, wisdom, and grace. Here is how it works in necklaces specifically.
Choosing a Pearl necklace
Necklaces sit protected against the body, so even softer stones work well. For color, look for an even white tone, and match the metal to your skin tone and budget.
Best metals and settings
Pearl pairs well with yellow gold, white gold, sterling silver. An open setting lets more light into the stone. Compare options in our metal guides.
More on this stone: Pearl overview, price guide, and care guide.
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Frequently asked questions
Is Pearl good for a necklace?
Necklaces sit protected against the body, so even softer stones work well.
How much does a Pearl necklace cost?
The stone itself runs about $5 to $500 per carat, and the finished necklace price depends on the metal and setting. Pearl pairs well with yellow gold, white gold, sterling silver.
What metal suits a Pearl necklace?
Pearl looks best in yellow gold, white gold, sterling silver. See our metal guides to weigh durability against cost.